The Hidden Cost of a Guaranteed Zero
The marketing makes the zero sound wonderful. But it doesn't spend much time explaining the missing upside.
Read article ↗Perspectives
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Briefings, articles, and outside perspectives we think are worth keeping.
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When the Winners Stop Winning
The S&P 500 has remained near record levels, and that can make the market look unusually calm. But beneath the headline index, something important has been happening. Some of the stocks and strategies that…
Read article ↗The Charitable Deduction Now Has A Deductible
Charitable giving has a new tax rule in 2026, and the headline version sounds simple: the charitable deduction now has a floor. For taxpayers who itemize, only aggregate charitable contributions above 0.5% of adjusted…
Read article ↗The Rally Is Back, But It Is Getting Narrow Again
The market rally is back in the headlines, and artificial intelligence remains one of the biggest reasons. Recent market coverage has shown the same pattern several times: AI and semiconductor stocks rally, investors regain…
Read article ↗The Rate-Cut Waiting Room
When will interest rates finally come down? That question matters, but it is not the best starting point for planning.
Read article ↗Earlier and outside material
From the Archive
Older FWS writing and selected material from outside firms, retained with its original date and source.
When Inflation Shows Up In Cash Flow Before Portfolios
FWS BriefingMarket Growth Meets Rising Risks: The Impact of Policy & Sentiment
FWS ArticleSeeking Stability in Volatile Markets?
External Perspective · SEIVolatility: What’s Normal?
External Perspective · SEIMarket Corrections: More Common Than You Think
External Perspective · SEISlowing Growth, Speeding Outbreak. Time to Panic Yet? by SEI
External Perspective · SEIAppeals Court Includes Irrevocable Trust Withdrawal Right as Marital Asset
Industry Newsletter · John HancockThe Conservation Easement Fight Continues
Industry Newsletter · John HancockTrust owned Inherited IRAs
FWS ArticleVoya/ING Getting Out of the Life Insurance Business
FWS ArticleCost of Life Insurance Increases – A Closer Look
FWS ArticleWhite Paper: Life Insurance Valuation And Policy Transfers
White PaperCase Study: A Challenging 412i Plan Termination
FWS ArticleLong-Term Care Coverage: Understanding the Fine Print
FWS ArticleContact
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